Access to Finance Burundi

[1] Access to Capital

Access to capital in Burundi

The Government of the Republic of Burundi, through the Ministry of Human Rights, Social Affairs and Gender, has a National Gender Policy of Burundi, 2012-2025. Among the eight challenges identified which affect the social, legal and economic situation of women and which limit the promotion of equity is the challenge of Equal Access and accessibility to resources and economic opportunities by women. 

With this policy, women currently have access to factors of production, basic infrastructure, support services and financial resources as indicated in the National Gender Policy of Burundi, 2012-2025, especially in its results framework. . Certain women’s organizations and associations have been created precisely to facilitate women to have capital to start a business or increase their business. Other financial institutions have created products specific to women entrepreneurs. 

Financial Institutions and Loans

Kenya Commercial Bank (KCB)

Types of Products & Facilities offered


Products offered by SOFEPAC SA Microfinance

Solidarity of Savings, Credit and Services – SOLECS COPERS SA in acronym

SOLECS COPERS microfinance grants three types of credit: Commercial, consumption and equipment

The Microfinance Women’s Initiative for Self Empowerment (WISE)

Microfinance Women’s Initiative for Self Empowerment (WISE) grants three types of credit: “AFAB women, automatic and three women credit”

Microfinance RECECA INKINGI its “Community Network of Savings and Credit for Self-Development – Inkingi y ‘Iterambere”.

RECECA INKINGI sa is a “Community Network of Savings and Credit for Self-Development”. It grants various credits: solidarity, agricultural, social and ordinary

Caisse Coopérative d’Epargne et de Crédit Mutuel (CECM)

The Caisse Coopérative d’Epargne et de Crédit Mutuel (CECM) is a microfinance institution which began operations in 1995 and approved by the BRB in 2006.

Microfinance Kazoza

Kazoza Microfinance is a microfinance institution which initially had two products (Solidarity Group and Ordinary Credit) but for the moment has only one product for these clients, men …

[2] VSLAS (Village Saving & Loan Associations)

Village Savings and Credit Associations in Burundi (AVEC)

In Burundi, the AVEC approach (Village Savings and Loans Associations in French known as VSLAs (Village Savings and Loans Associations in English) was inspired by the traditional practice of tontines. This approach allows the accumulation of funds. , gives interest on savings, and allows access to credit to several members at the same time.

AVEC places an emphasis on the organizational and democratic development of an association, which the tontine does not normally do. It is an approach that is appreciated in the country and the Government of Burundi in collaboration with CARE International has decided to make it a National approach because it is adapted to the local context and to the various projects according to the objectives targeted by the members.

The village savings and credit system is based on a basic principle: a VSLA savings and loan group, and is formed by members who decide for themselves to get together to save their money in the form of shares. . This savings is collected in a credit fund which allows them to borrow sums which they repay and to which are added interest. A VSLA group is made up of 15 to 30 members.

Organizations that support VSLAs

The FVS-Amade Burundi

supervises solidarity groups such as VSLAs for economic empowerment

FVS Amade Burundi

The FVS supervises solidarity groups and granting loans


Association of Repatriated Women from Burundi (AFRABU)

AFRABU supports women’s associations through various training courses, including project management, loans, development of business plans, etc.

Facebook Twitter Youtube Linkedin